Andhra Bank Student Education – Online Apply Student Education Loan Andhra Bank
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The student should be an Indian National.
NRI-if student is holding Indian Passport. (Suitable Collateral Security enforceable in India is to be provided for all such proposals.)
Should have secured admission to a higher education course in recognized institutions in India or Abroad through Entrance Test/ Merit Based Selection process after completion of HSC(10 plus 2 or equivalent)/higher qualification.
In case where admission is not through common entrance test and the marks secured in the qualifying examination is the only criteria adopted, the minimum cut off marks should be 65% in aggregate in the qualifying academic examination.
Educational loans are allowed to meritorious students, who qualify in entrance examination but choose to pursue under Management quota for reasons like proximity, choice for a course of discipline or any other reasons pertaining to his academic/career interests.
Upto Rs. 4,00,000/- : NIL ; Above Rs. 4,00,000/- : 15%
Loan under the scheme should be considered towards:
Study Tours, Project work
Cost of Books, Stationary
Equipment essential for courses
Caution Deposits/ Building Funds/ Refundable Deposits supported by institution bills/receipts, subject to the condition that the amount does not exceed 10% of the total tuition fees for the entire course.
The loan to be repaid in 5-7 years after commencement of repayment